While I generally avoid mutual funds like the plague, I don't avoid the stock market altogether. I'll split what I do in the stock market into two categories: long and short. Either way, I'm honest with myself in admitting that no matter what I do in the stock market, it will be speculative and … [Read more...] about Self Honesty: Stock Market Strategies Worth Considering
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Saving vs. Investing vs. Surrendering
Has your saving really been a loss? Has your investing really been saving? Let's find out. To start, here are my definitions... Investing - the placing of assets to build wealth in a way where overall return can be maximized and risk minimized confidently, competently, and consistently. Saving - the … [Read more...] about Saving vs. Investing vs. Surrendering
How come I've been losing 4% per year over the long run in a stock market that returns 10% per year?
One investment philosophy that has grown in popularity is "Because most mutual funds can't even outperform stock indices, just invest in index funds." This idea builds on the assumption that "over the long haul, the stock market goes up 10% each year." Guess what... The stock market does not go up … [Read more...] about How come I've been losing 4% per year over the long run in a stock market that returns 10% per year?